Ensure your home away from home is covered on your travels

What is Caravan Insurance?

Caravan insurance can cover your caravan against accidental damage and theft. It can also protect you from the financial cost of repairing or replacing another person’s vehicle in an accident where you’re at fault.
Generally, you can choose to insure your caravan for an agreed amount for the market value of your vehicle – up to $150,000. Above $150, 000 will be considered on referral.

Why do I need it?

If your Caravan is damaged in an accident where you’re at fault, having comprehensive caravan insurance helps to pay for repairs – or can replace it altogether if your caravan is written off.
If your Caravan is stolen, comprehensive caravan insurance can pay you the agreed or market value, so you can buy another c
Third party property damage (TPPD) insurance – can cover the costs you may be liable to pay if you are at fault and damage or write off someone else’s car- is also available as a standard policy. However, if you only have this cover, there’s no cover for any damage to your own caravan.

Caravan mishaps are more devastating than car accidents. One wrong manoeuvre and the repercussions are magnified several times over


During the past year 80% of caravan accidents have resulted in a total loss according to the insurance statistic’s. (caravanstats.com.au)


Loss of control accounted for 30% of most of the claims lodged with insurers. (caravanstats.com.au)


29% accounted for natural disasters of the losses. (caravanstats.com.au)

What does a Caravan Insurance Cover ?

Caravan insurance provides you with extensive protection if your van suffers loss or damage. Some policies can automatically includes some additional benefits with your cover

Potential Benefits

  • Cover to help repair or replace your Van if its damaged or stolen
  • Cover to help you pay for damage you cause to another person’s vehicle
  • A replacement of the same make model if your van is written off
  • Choice of your own repairer or one from our preferred repairer panel
  • Repair guarantee for materials and workmanship on authorised repairs
  • Re keying and re coding of vehicle keys if they are stolen
  • Up to 30 million of legal liability cover

What Usually Isn't Covered?

Each policy is different, but generally you wont be covered if the caravan is

  • Being driven by an unlicensed driver
  • Being Driven by you or any other person while under the influence of any drug or alcohol

There are exclusions which we can outline for you with the selection of insurer that it determined to be the best option upon the individuals requirements. In addition, there is a deductible / excess

A product disclosure statement (PDS) is available from us. You should consider the PDS in deciding whether to acquire or continue to hold, business insurance.

Important note: This information is provided to assist you in understanding the terms, implications and common considerations with this type of insurance. It does not constitute advice, and is not complete, so please discuss the full details with us.

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